Investors Helped
500+
Total Projects
$40+
Millions Deployed
10+
Yrs in the Industry
What We Do
Building the future of lending—fast, flexible, & built for investors
We help investors grow with confidence through an experienced, investor-focused approach. Our financing professionals work to maximize ROI while delivering a seamless, customer-first experience. With streamlined digital applications and timely updates, you’ll enjoy faster closings and fewer hassles. Backed by a strong capital base, we provide consistent, reliable access to funding—and tailor solutions to match your goals and today’s market landscape.
Hear It from Our Customers
Very glad to have been introduced
"My husband and I are very glad to have been introduced to you guys. We were in escrow for more than 20 days and come to find out the previous loan officer said we couldn’t qualify for a mortgage at the last minute. The seller was going to cancel and and I was about to lose my entire deposit of more than $12,000 and they closed escrow in less than 10 days. Thank you."
- Julia D.
Seamless and super easy
"Sam got me the lowest interest rate possible on our loan with very minimal paperwork from our end. Very seamless and super easy. Their rates were the lowest, and I did a lot of searching. "
- Jun K.
Fantastic to work with
"The entire team was fantastic to work with. They were friendly, kind, and patiently worked with me to answer all of my questions, start to finish. I was surprised to find out how easy the mortgage process was (based on my previous experience with a fix and flip lender). Virtually everything was completed through their app which I could easily upload all of my paperwork. "
- Michael B.
Best rates in town
"CapitalSource is a great company - I’m a realtor with experience in the mortgage industry and their rates are some of the best rates in town. They also have loan programs that enable all of our borderline customers to get their loans approved. I send all of our investor buyers to CapitalSource and their team. Try them, you will see what I mean. "
- Veronica A.
Recommended!
"Thank you! I will always use you guys to do all of my deals. We’ve worked together on more than 5 transactions and you guys have never let me down. Recommended!"
- Sang S.
Executive Summary
CapitalSource™ Fixed Income Fund I
Our goal is to enlighten and inspire you to explore the investment opportunity of real estate private loans and how you can capitalize on this relatively unknown investment vehicle.
Very few investors know that you can essentially become the “bank.” Backed and secured by real estate, private loans allows investors to earn a stable, predictable, high-yield income stream with virtually no risk to the principal investment, and without the inherent risks associated with the direct ownership of real estate or stock markets.
We proudly present the opportunity to invest in Future Lending Fixed Income Fund I (CFIF I). CFIF I invests in real estate private loans – short-term loans in core, supply-constrained markets in Southern California. As an investor in the fund, you receive a shared ownership interest in the loan portfolio and receive monthly distributions (dividend) from the interest income paid by the borrowers.
Discover why CFIF I is emerging as the smart choice for investors aligned with our core objectives of capital preservation and consistent, high-yield returns for our investors.
The Opportunity
What is a DSCR Non-QM loan?
Borrowers use DSCR (Debt Service Coverage Ratio) loans to purchase or refinance investment properties without relying on traditional income verification. Instead of tax returns, the property’s cash flow qualifies the loan.
Comparison
Primary Qualification
Paperwork
Speed
Down Payment
Interest Rates
Loan Fee (Origination)
Traditional Mortgage
Credit score, W-2/tax return income verification
Significant – income docs, tax returns, employment verification
30–45 days
5–20% (owner-occupied) / 20–25% (investment)
6–8% (depending on credit/income)
1–2%
DSCR Non-QM Loan
Debt Service Coverage Ratio (property income vs. expenses)
Minimal – lease/rent roll, property operating statements
15–35 days
20–30% (investment properties)
6–10% (depending on DSCR and LTV)
1.5–3%
What makes us different?
We pride ourselves in being efficient, professional, and personal while offering you the best financing solution that fits your mortgage needs.
Get Started in Minutes
Our simple application takes just a few minutes without affecting your credit score.
Tailored Options
Our custom range of funding products is certain to meet your needs.
Accessibility & Expertise
One of our business funding experts will reach out to listen to your needs and offer immediate feedback.
Make your next investment move today
Whether you're acquiring your first property or scaling a seasoned portfolio, we offer the financing strategies to help you grow with confidence.
Proud Members of our Industry Associations
Ready to apply?
With our efficient systems and experienced staff, we ensure a hassle-free financing experience with quick turnarounds.
Need more help?
We prioritize exceptional customer service, providing personalized support and prompt responses throughout the mortgage process.
Future Lending is a modern financing firm dedicated to helping investors secure capital and investment funding through our exclusive network of trusted capital partners. We're building the future of lending: fast, flexible, and investor-focused.
- Contact
- (484) 599-2543
- 614 N Dupont Hwy Suite 210, Dover, DE 19901
